:root{--navy:#102842;--navy2:#183957;--red:#db493f;--cream:#f4f1e9;--ink:#13283b;--muted:#607080;--line:#dedfdc}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;color:var(--ink);font-family:'DM Sans',Arial,sans-serif}a{text-decoration:none;color:inherit}button,input,select,textarea{font:inherit}.container{width:min(1180px,calc(100% - 48px));margin:auto}.site-header{height:82px;background:#fff;position:sticky;top:0;z-index:10;border-bottom:1px solid #e8eaeb}.header-inner{display:flex;align-items:center;justify-content:space-between;height:100%;gap:24px}.brand{display:flex;align-items:center;gap:12px;white-space:nowrap}.brand-mark{width:45px;height:45px;border:2px solid var(--navy);display:grid;place-items:center;font-size:27px;font-weight:800;letter-spacing:-4px;padding-right:3px}.brand-mark span{color:var(--red)}.brand strong{display:block;letter-spacing:1.3px;font-size:17px;font-family:Manrope,sans-serif}.brand em{font-style:normal;color:var(--red)}.brand small{font-size:8.5px;letter-spacing:2px;color:#657486;font-weight:700;display:block;margin-top:4px}.nav{display:flex;align-items:center;gap:19px}.nav a{font-size:12px;font-weight:700;color:#455b6c}.nav a:hover,.text-link:hover{color:var(--red)}.header-call{background:var(--navy);color:#fff;padding:14px 17px;font-size:12px;font-weight:700;white-space:nowrap}.header-call span{margin-left:12px}.menu-toggle{display:none}.hero{background:var(--navy);position:relative;overflow:hidden;color:#fff;min-height:665px}.hero-content{padding:105px 0 95px;position:relative;z-index:2}.eyebrow{font-size:11px;font-weight:800;letter-spacing:2.5px;color:var(--red);margin-bottom:23px}.eyebrow.light{color:#ffb3aa}.hero h1,h2,h3{font-family:Manrope,sans-serif}.hero h1{font-size:clamp(48px,6vw,86px);line-height:1.07;letter-spacing:-4px;margin:0 0 23px;max-width:800px}.hero h1 span,.navy-section h2 span{color:#ffaaa2}.hero-lead{font-size:18px;line-height:1.8;color:#d6dee6;max-width:570px}.hero-actions{display:flex;gap:12px;margin-top:35px;flex-wrap:wrap}.btn{border:0;padding:17px 24px;display:inline-flex;align-items:center;justify-content:center;font-size:13px;font-weight:800;cursor:pointer;transition:transform .2s}.btn:hover{transform:translateY(-2px)}.btn-red{background:var(--red);color:#fff}.btn-outline{color:#fff;border:1px solid #b0bdc7}.btn-navy{background:var(--navy);color:#fff}.language{margin-top:55px;display:flex;gap:14px;align-items:center;color:#aebac4;font-size:10px;letter-spacing:1.5px}.language button{background:none;color:#fff;border:0;cursor:pointer;text-decoration:underline;font-size:12px}.hero-bottom{display:flex;justify-content:space-between;position:relative;z-index:2;font-size:10px;letter-spacing:2px;color:#c4d1dc;border-top:1px solid #ffffff33;padding:20px 0}.hero-art{position:absolute;inset:0 0 0 37%;opacity:.3;pointer-events:none;background:linear-gradient(120deg,transparent 30%,#335b75 100%)}.sun{position:absolute;width:400px;height:400px;border-radius:50%;background:#a2bbcc;right:6%;top:65px;filter:blur(15px);opacity:.25}.roof{position:absolute;width:500px;height:280px;border:2px solid #b0c9d8;transform:skewY(-18deg) rotate(-15deg);right:-60px;bottom:30px;box-shadow:-60px 50px 0 #789bb244}.roof-two{right:190px;bottom:-75px;transform:skewY(-13deg) rotate(-15deg);opacity:.6}.roof-three{right:380px;bottom:-140px;opacity:.5}.section{padding:105px 0}.section-light{background:#fff}.section-cream{background:var(--cream)}.split{display:grid;grid-template-columns:1fr 1fr;gap:75px;align-items:center}.gap-lg{gap:100px}.section h2{font-size:clamp(36px,4.3vw,59px);letter-spacing:-2.7px;line-height:1.16;margin:0 0 25px}.section h2 span{color:var(--red)}.section p{line-height:1.85;color:#687783;max-width:590px;font-size:15px}.text-link{font-weight:800;font-size:13px;color:var(--red);display:inline-block;margin-top:15px}.feature-card{background:var(--cream);padding:45px;min-height:365px}.feature-icon{font-size:47px;color:var(--red);margin-bottom:20px}.feature-card h3{font-size:26px;margin:8px 0}.feature-card small{display:block;margin-top:15px;color:#6e7a84;font-size:11px}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:45px;margin-bottom:35px}.section-heading h2{flex:1}.section-heading p{flex:1}.community-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.community{background:#fff;padding:26px;min-height:210px;display:flex;flex-direction:column;justify-content:space-between;transition:background .2s,color .2s}.community:hover{background:var(--navy);color:#fff}.community-no{font-size:12px;font-weight:800;color:var(--red)}.community h3{font-size:23px;margin:25px 0}.community>span:last-child{color:#8c9ba4;font-size:12px}.fineprint{font-size:11px!important;color:#87919a!important;line-height:1.6!important}.navy-section{background:var(--navy);color:#fff}.navy-section p{color:#c6d2dd}.navy-section h2 span{color:#ffaaa2}.offer-outline{border:1px solid #ffffff4d;padding:38px}.offer-outline>span{font:600 28px/1.5 Manrope,sans-serif;display:block}.offer-outline strong{color:#ffaaa2}.offer-rule{height:1px;background:#ffffff45;margin:30px 0}.offer-outline p{margin:0}.benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:45px 0 30px}.benefits>div{border-top:2px solid var(--red);padding:20px 18px;background:#f8f9fa}.benefits span{color:var(--red);font-weight:800}.benefits h3{font-size:18px}.benefits p{font-size:13px}.contact-pills{display:flex;flex-wrap:wrap;gap:9px;margin-top:25px}.contact-pills a{background:#fff;border:1px solid #d8dedf;padding:13px 16px;font-size:12px;font-weight:700}.lead-form{background:#fff;padding:38px;box-shadow:0 13px 45px #122b3d12}.lead-form h3{margin:0 0 24px;font-size:26px}.lead-form label{display:block;font-size:12px;font-weight:800;margin:17px 0 7px}.lead-form input:not([type=checkbox]),.lead-form select,.lead-form textarea{width:100%;padding:13px;border:1px solid #d7dddf;border-radius:0;background:#fafafa;color:var(--ink);outline-color:#be766e}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}.lead-form .consent{display:flex;align-items:start;gap:11px;font-size:11px;line-height:1.5;color:#647380;font-weight:400;margin:20px 0}.consent input{margin-top:2px}.full-width{width:100%}.realtor-panel{border:1px solid #ffffff44;padding:35px}.realtor-panel>span{font-size:11px;letter-spacing:2px;color:#ffaaa2}.realtor-panel p{border-bottom:1px solid #ffffff2a;padding-bottom:12px;font-size:17px;color:#fff}.realtor-panel small{color:#c6d2dd;line-height:1.6;display:block}.about{display:grid;grid-template-columns:.75fr 1.25fr;gap:85px;align-items:center}.portrait-card{background:#f5f6f8;border:10px solid #e9edef;padding:16px;box-shadow:0 14px 40px #122b3d14;text-align:center}.portrait-image{display:block;width:100%;height:auto;aspect-ratio:4/5;object-fit:cover;object-position:center top}.portrait-caption{font:800 15px Manrope,sans-serif;letter-spacing:2px;color:#102842;margin-top:16px}.portrait-card small{display:block;margin-top:8px;font-size:11px;color:#64717d;line-height:1.6}.signature{font:800 13px Manrope,sans-serif;letter-spacing:2px;margin:30px 0}.footer{background:#0b1d30;color:#fff;padding:50px 0 28px}.footer-top{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;border-bottom:1px solid #ffffff27;padding-bottom:38px}.footer-top>a{font-size:12px}.footer .brand-mark{border-color:#fff}.footer .brand small{color:#aab7c1}.footer-bottom{display:flex;justify-content:space-between;gap:40px;padding-top:25px}.footer-bottom p{font-size:10px;line-height:1.8;max-width:850px;color:#a6b4c1}.footer-bottom a{font-size:11px;white-space:nowrap;color:#ccd8e3}@media(max-width:1050px){.nav{gap:10px}.nav a{font-size:11px}.header-call{display:none}.split{gap:45px}}@media(max-width:820px){.site-header{height:72px}.menu-toggle{display:flex;align-items:center;gap:7px;background:transparent;border:0;font-weight:700;color:var(--navy)}.nav{display:none;position:absolute;left:0;right:0;top:72px;background:#fff;padding:22px 24px;box-shadow:0 20px 22px #142d3a19;flex-direction:column;align-items:start}.nav.open{display:flex}.nav a{font-size:15px;padding:5px}.split,.about{grid-template-columns:1fr}.section-heading{display:block}.community-grid{grid-template-columns:repeat(2,1fr)}.hero{min-height:auto}.hero-content{padding:86px 0 75px}.hero h1{letter-spacing:-2px}.hero-art{left:15%}.section{padding:70px 0}.benefits{grid-template-columns:1fr}.footer-bottom{display:block}}@media(max-width:520px){.container{width:min(100% - 32px,1180px)}.brand-mark{width:39px;height:39px}.brand strong{font-size:15px}.brand small{font-size:7px}.hero h1{font-size:48px}.hero-lead{font-size:16px}.hero-bottom{font-size:8px;gap:20px}.community-grid{grid-template-columns:1fr}.community{min-height:165px}.form-row{grid-template-columns:1fr}.lead-form{padding:23px}.feature-card{padding:28px}.about{gap:35px}.portrait-card{padding:12px}.footer-top{align-items:start;flex-direction:column}}

/* DavidSWFL v2 promotions and Red Tag */
.hero-promo{position:relative;z-index:3;display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:18px}.hero-promo a{background:#fff;color:#152f4c;border-top:4px solid #dd4538;padding:18px 17px;font-size:12px;font-weight:800;letter-spacing:.4px}.hero-promo strong{display:block;color:#bf3a30;font-size:11px;margin-top:9px}.redtag-section{background:#a52724;color:white}.redtag-top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:36px}.redtag-kicker{font-size:12px;letter-spacing:2px;font-weight:800}.verification-pill{font-size:10px;border:1px solid #ffffff85;border-radius:20px;padding:10px 14px;letter-spacing:.7px}.redtag-layout{display:grid;grid-template-columns:1.2fr .8fr;gap:55px;align-items:center}.redtag-flag{display:inline-block;padding:10px 16px;background:white;color:#ac2925;font-weight:900;letter-spacing:3px;font-size:15px;margin-bottom:22px}.redtag-section h2{font-size:clamp(39px,5vw,66px);line-height:1.06}.redtag-section h2 span{color:#ffdcbd}.redtag-section p{color:#f9e6e3}.event-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:23px}.btn-light{background:white;color:#a52724}.redtag-panel{background:#fff;color:#172a3a;padding:34px;box-shadow:0 18px 50px #3f06053d}.panel-overline{font-size:11px;font-weight:900;color:#b12d27;letter-spacing:2px}.panel-row{padding:17px 0;border-bottom:1px solid #e2e4e5}.panel-row b{display:block;font-size:15px}.panel-row span{font-size:12px;color:#6c7a84}.redtag-panel p{font-size:11px;color:#74818c;margin-top:22px}.redtag-footer{border-top:1px solid #ffffff55;margin-top:38px;padding-top:22px;font-size:13px}.redtag-footer a{font-weight:800;text-decoration:underline}.promo-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.promo-card{padding:29px;background:#f5f4f0;border:1px solid #e7e6e2;min-height:300px;display:flex;flex-direction:column}.promo-number{font-size:11px;font-weight:800;letter-spacing:2px;color:#c64136}.promo-card h3{font-size:23px;margin:20px 0 5px}.promo-card p{font-size:13px}.promo-card a{margin-top:auto;padding-top:20px;color:#bb4036;font-size:13px;font-weight:800}.promo-note{background:#f8eee9;border-left:4px solid #c64235;padding:20px;margin-top:24px;font-size:12px;line-height:1.6}.special-highlights{border:1px solid #ffffff5c;padding:36px}.special-highlights h3{font-size:25px}.special-highlights p{color:#fff;font-size:14px;border-bottom:1px solid #ffffff26;padding-bottom:7px}.faq-list{max-width:940px;margin:35px auto 0}.faq-list details{border-bottom:1px solid #d9e0e4;padding:19px 0}.faq-list summary{cursor:pointer;font-size:17px;font-weight:800}.faq-list details p{font-size:14px}.special-banner h2 span{color:#ffaaa2}@media(max-width:820px){.hero-promo,.promo-grid{grid-template-columns:repeat(2,1fr)}.redtag-layout{grid-template-columns:1fr}.redtag-top{align-items:start;flex-direction:column}}@media(max-width:570px){.hero-promo,.promo-grid{grid-template-columns:1fr}.redtag-panel{padding:24px}.redtag-section h2{font-size:40px}.redtag-top{margin-bottom:22px}}

/* V4: distinctive name + prominent mobile call action */
.brand strong{font-size:15px;letter-spacing:.7px}.header-call{background:#c5252d;color:#fff;font-size:15px;padding:15px 19px;border-radius:2px;box-shadow:0 3px 0 #8f1720}.header-call span{margin-left:10px}
.reference-financing{background:#132c4e;color:white;padding:85px 0}.reference-financing h2,.success-section h2{font:900 clamp(35px,5vw,67px)/1.09 Manrope,Arial,sans-serif;letter-spacing:-2px;margin:0 0 27px}.reference-financing p,.success-section p{font-size:17px;line-height:1.8;color:#b4c4d8;max-width:790px}.rate-grid{margin:45px 0;max-width:870px}.rate-grid>div{border-top:1px solid #536882;display:grid;grid-template-columns:220px 1fr;gap:25px;padding:25px 0}.rate-grid>div:last-child{border-bottom:1px solid #536882}.rate-grid b{font:900 clamp(38px,5vw,63px)/1.1 Manrope,sans-serif}.rate-grid strong{font-size:24px;display:block}.rate-grid small{display:block;color:#b6c3d5;font-size:16px;margin-top:17px}.highlight-rate{border-left:6px solid #f46f72;padding-left:20px!important;background:#ffffff0b}.highlight-rate>b{color:#ff9699}.reference-note{border-left:3px solid #f39b9a;padding-left:16px;max-width:820px;color:#e4bebe;font-size:12px;line-height:1.8;margin:0 0 24px}.success-stats{display:grid;grid-template-columns:repeat(3,1fr);margin-top:40px;background:#26569c}.success-stats>div{padding:35px;border-right:1px solid #ffffff35}.success-stats b{font:900 36px Manrope,sans-serif;display:block}.success-stats span{font-size:12px;letter-spacing:1px;color:#d7e5f6}.redtag-section h2 span{font-size:.47em;line-height:1.3;display:block;margin-top:15px}
@media(max-width:1080px){.site-header .brand strong{font-size:12px}.nav{gap:8px}.nav a{font-size:10px}.header-call{padding:14px 11px}}@media(max-width:820px){.header-inner{gap:9px}.header-call{display:inline-flex;font-size:13px;padding:12px 10px;order:2}.menu-toggle{order:3}.brand{margin-right:auto}.brand small{font-size:7px}.rate-grid>div{grid-template-columns:150px 1fr}.success-stats{grid-template-columns:1fr}.success-stats>div{border-bottom:1px solid #ffffff35}}
@media(max-width:520px){.brand-mark{width:31px;height:34px;font-size:20px}.brand{gap:6px}.brand strong{font-size:10px!important;letter-spacing:0}.brand small{font-size:6px;letter-spacing:.5px}.header-call{font-size:12px;min-width:92px;justify-content:center;text-align:center;padding:12px 7px}.header-call span{margin-left:5px}.menu-toggle{font-size:20px}.menu-toggle span{display:none}.rate-grid>div{grid-template-columns:1fr;gap:6px}.rate-grid strong{font-size:20px}.reference-financing{padding:65px 0}}

/* Version 5 — mobile-first approved promotion presentation */
.dr-brand{display:flex;align-items:center;flex-shrink:0}.dr-logo{width:160px;max-width:100%;height:auto;display:block;object-fit:contain}.header-call{display:inline-flex!important;background:#c9212b;color:#fff;align-items:center;justify-content:center;font-size:16px;font-weight:800;padding:14px 18px;white-space:nowrap;line-height:1.2}.header-call span{font-size:16px;margin-left:9px}.header-inner{gap:14px}.nav{gap:12px}.nav a{font-size:11px}.redtag-section{background:linear-gradient(125deg,#f8fafc,#edf4f8);color:#0b2947;padding:36px 0 76px}.redtag-top{margin-bottom:22px}.redtag-kicker{color:#1b5486;letter-spacing:2px}.verification-pill{color:#21486a;border-color:#a9bdcc}.redtag-layout{display:block}.redtag-layout>div:first-child{position:relative;background:#082849;border:1px solid #d1dbe7;box-shadow:16px 17px 0 #d91f2b;color:#fff;padding:clamp(30px,7vw,70px);max-width:850px}.redtag-amount{display:flex;flex-direction:column;align-items:flex-start;gap:5px;line-height:1!important;letter-spacing:0!important;color:#fff;margin:0 0 18px!important}.redtag-amount .up-to{font-size:clamp(42px,8vw,76px);font-weight:900;letter-spacing:-1.5px;color:#fff}.redtag-amount strong{font-size:clamp(66px,15vw,132px);letter-spacing:-3px;font-weight:900;color:#fff;line-height:1.05}.redtag-subheadline{font:800 clamp(22px,3.6vw,34px)/1.28 'DM Sans',Arial,sans-serif;letter-spacing:normal;overflow-wrap:normal;word-break:normal;margin:10px 0 36px;max-width:610px;color:#fff}.redtag-section p{font-size:clamp(15px,2vw,19px);line-height:1.75;color:#cbd9e5;max-width:620px;border-top:1px solid #ffffff55;padding-top:26px}.redtag-section p strong{color:#fff}.redtag-panel{display:none}.redtag-footer{color:#143a5e;border-color:#c5d3de}.redtag-footer a{color:#a3262f}.event-actions .btn-red{background:#d82531}.event-actions .btn-light{color:#082849}.site-header{height:82px}.hero{min-height:580px}.hero-content{padding:78px 0 60px}@media(max-width:1050px){.header-inner{gap:9px}.dr-logo{width:145px}}@media(max-width:820px){.site-header{height:84px}.header-call{display:inline-flex!important;padding:16px 16px;font-size:15px}.header-inner{gap:10px}.dr-logo{width:138px}.nav{top:84px}.menu-toggle{font-size:23px;min-width:42px;justify-content:center}.menu-toggle span{display:none}.redtag-section{padding:30px 0 64px}.redtag-layout>div:first-child{box-shadow:11px 12px 0 #d91f2b}.redtag-subheadline{max-width:100%}}@media(max-width:520px){.dr-logo{width:120px}.header-call{font-size:14px;padding:15px 12px}.header-call span{display:none}.header-inner{gap:7px}.redtag-layout>div:first-child{padding:32px 25px}.redtag-amount strong{font-size:clamp(61px,14vw,82px);letter-spacing:-3px}.redtag-subheadline{font-size:22px;line-height:1.4;letter-spacing:0}.redtag-section p{font-size:15px}.redtag-top{display:block}.verification-pill{display:inline-block;margin-top:14px}.redtag-section .event-actions{display:grid;grid-template-columns:1fr}.redtag-section .event-actions .btn{padding:17px 10px}}

/* closer Darrus-inspired mobile presentation */
@import url('https://fonts.googleapis.com/css2?family=Barlow+Condensed:wght@700;800;900&display=swap');
.site-header{height:78px;background:#fff}.header-inner{gap:10px}.site-header .brand{flex:1 1 auto;min-width:0}.official-logo{width:160px;max-width:100%;height:auto;display:block}.header-call{display:flex!important;align-items:center;justify-content:center;text-align:center;max-width:110px;min-height:55px;background:#cc2229;color:white;font-size:15px;border-radius:0;padding:9px 12px;white-space:normal}.menu-toggle{display:flex!important;justify-content:center;align-items:center;flex:0 0 53px;height:55px;border:1px solid #dce2e6;background:#fff;font-size:30px;color:#0a2c4e}.site-header .nav{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;box-shadow:0 12px 15px #10284222;padding:20px;flex-direction:column;align-items:start}.site-header .nav.open{display:flex}
.reference-redtag{background:linear-gradient(120deg,#fff 20%,#f0f6f9);padding-bottom:72px}.ref-intro{display:flex;flex-direction:column;align-items:flex-start;gap:9px;padding-top:35px;padding-bottom:46px}.ref-intro strong{font-size:17px}.ref-intro strong:nth-of-type(2){margin-top:21px}.ref-intro a{font-weight:800;color:#0a5294;text-decoration:underline;text-underline-offset:4px}.ref-intro span{color:#667486}.ref-card-wrap{padding:0 13px}.ref-red-card{background:#082a4e;border:3px solid #e7b7b8;box-shadow:13px 14px 0 #df1c25;color:white;margin:0 auto 18px;max-width:875px;padding:48px 56px 38px}.ref-kicker{font-size:13px;font-weight:800;letter-spacing:2.6px;color:#b4ccde}.ref-red-card h1{font-family:'Barlow Condensed',Impact,sans-serif;font-weight:900;line-height:1;letter-spacing:0;margin:42px 0 6px}.ref-red-card h1 span{font-size:64px;display:block}.ref-red-card h1 b{font-weight:900;font-size:clamp(75px,11vw,127px);display:block;white-space:nowrap}.ref-subhead{font-size:clamp(21px,3vw,31px);font-weight:800;line-height:1.35;letter-spacing:0;overflow-wrap:normal}.ref-red-card hr{border:0;border-top:1px solid #ffffff52;margin:42px 0}.ref-red-card p{color:#c1cfdf;font-size:clamp(16px,2vw,21px);line-height:1.8}.ref-red-card p b{color:#e8f2ff}.ref-link{display:inline-block;font-weight:800;font-size:20px;border-bottom:3px solid #e0232a;margin:22px 0 0;padding-bottom:7px}.ref-terms{color:#b7c8d6;font-size:11px;line-height:1.6;margin-top:28px}.closer-financing{background:#132b4c}.closer-financing h2{font-family:'Barlow Condensed',Impact,sans-serif!important;font-weight:900!important;letter-spacing:0!important}.closer-financing .rate-grid{display:block!important;max-width:850px}.closer-financing .rate-grid>div{display:flex;gap:24px;align-items:flex-start;border-top:1px solid #788aa055;padding:30px 0}.closer-financing .rate-grid b{font-family:'Barlow Condensed',Impact,sans-serif;letter-spacing:0;line-height:1;font-size:65px;min-width:130px}.closer-financing .rate-grid strong{display:block}.closer-financing .rate-grid small{display:block;margin-top:14px}.closer-financing .highlight-rate{border-left:6px solid #d34a52!important;background:#57284633;padding-left:16px!important}.swfl-map-preview{margin-bottom:25px;background:#ebf3f6}.swfl-map-preview iframe{width:100%;height:380px;border:0;display:block}.swfl-map-preview p{padding:8px 12px;margin:0!important;font-size:11px!important}.footer-logo{background:white;padding:8px;width:150px}
@media (min-width:1150px){.site-header .nav{position:static;display:flex;flex-direction:row;padding:0;background:transparent;box-shadow:none}.menu-toggle{display:none!important}.header-call{max-width:none;min-width:120px}}
@media (max-width:650px){.site-header{height:75px}.site-header .nav{top:75px}.official-logo{width:144px}.header-call{min-height:51px;max-width:106px}.menu-toggle{height:51px;flex-basis:51px}.ref-red-card{padding:38px 24px 36px}.ref-kicker{font-size:11px;letter-spacing:2px}.ref-red-card h1 span{font-size:49px}.ref-red-card h1 b{font-size:clamp(68px,17vw,96px)}.ref-subhead{font-size:clamp(19px,5vw,26px)}.ref-red-card hr{margin:30px 0}.closer-financing .rate-grid>div{gap:15px}.closer-financing .rate-grid b{min-width:105px;font-size:53px}.closer-financing .rate-grid strong{font-size:17px}}

/* Community location directory & compliance footer */
.locator-wrap{margin:25px 0 40px}.locator-head{display:flex;flex-direction:column;gap:6px;margin-bottom:14px}.locator-head strong{font:800 22px Manrope,sans-serif}.locator-head span{color:#65768b}.locator-wrap #community-map{height:490px;width:100%;background:#e6e8e5;border:1px solid #cad2d7;z-index:1}.locator-status{padding:13px 0;font-size:12px;color:#526579}.locator-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}.locator-item{background:white;border:1px solid #d9e0e6;padding:14px;display:flex;flex-direction:column;gap:6px;min-width:0}.locator-item strong{font-size:14px;color:#112943}.locator-item span{font-size:12px;line-height:1.5;color:#526579}.locator-item a{font-size:12px;color:#a92d2d;font-weight:800}.locator-item small{font-size:10px;color:#728292}.locator-disclaimer{font-size:11px!important;color:#687787!important;margin:18px 0 0;max-width:100%!important}.locator-disclaimer a{text-decoration:underline}.disclosure-section{background:#f5f6f7;padding:60px 0;border-top:4px solid #c52e30}.disclosure-section h2{font-size:26px;color:#142b44;margin:0 0 25px}.disclosure-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:26px}.disclosure-grid article{border-top:1px solid #cad3db;padding-top:10px}.disclosure-grid h3{font-size:16px;margin:10px 0;color:#172f4b}.disclosure-grid p,.disclosure-last{font-size:12px;line-height:1.75;color:#495f73}.disclosure-section a{text-decoration:underline}.disclosure-last{padding-top:20px;border-top:1px solid #cad3db;margin-top:20px;font-weight:700}@media(max-width:750px){.locator-grid{grid-template-columns:1fr 1fr}.locator-wrap #community-map{height:400px}.disclosure-grid{grid-template-columns:1fr}}@media(max-width:500px){.locator-grid{grid-template-columns:1fr}}

/* Expanded, rate-specific APR disclosure section */
.apr-legal-section{background:#f0f4f7;padding:68px 0;color:#112b45}.apr-legal-section h2{font-family:Manrope,sans-serif;font-size:clamp(30px,4vw,44px);margin:0 0 18px}.apr-intro{color:#52677a;line-height:1.7;max-width:920px}.apr-assumption-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:30px 0}.apr-assumption-grid article{padding:25px;background:#fff;border-left:4px solid #174878}.apr-assumption-grid h3{font-size:17px;margin:0 0 13px;line-height:1.4}.apr-assumption-grid p,.apr-extra p{font-size:13px;line-height:1.85;color:#516579}.apr-extra{border-top:1px solid #b7c7d6;padding-top:20px}.apr-extra h3{font-size:21px}.apr-extra a{text-decoration:underline;color:#07539b}.apr-extra .apr-alert{background:#fff3e6;padding:18px;border-left:4px solid #b96d22;color:#5c4938}@media(max-width:700px){.apr-assumption-grid{grid-template-columns:1fr}.apr-legal-section{padding:45px 0}}

/* v11 official flyers and map */
.new-redtag{padding-top:32px;padding-bottom:48px}.reference-redtag{background:#f6f8fa}.redtag-date{color:#124779;font-weight:800;letter-spacing:2px;font-size:13px}.new-redtag h1{font:800 clamp(28px,5vw,52px)/1.12 Manrope,Arial,sans-serif;color:#122a47;letter-spacing:-1px;margin:15px 0 24px}.offer-flyer{display:block;width:100%;max-width:1080px;height:auto;object-fit:contain;box-shadow:0 8px 26px #14243b20}.offer-actions{display:flex;flex-wrap:wrap;gap:10px;margin:16px 0}.offer-button{display:inline-block;background:#c92930;color:#fff!important;padding:13px 19px;font-size:13px;font-weight:800;text-decoration:none!important;line-height:1.4}.offer-button.outline{background:#fff;border:1px solid #afbbc7;color:#143253!important}.offer-caveat{font-size:12px;color:#50677f;line-height:1.6}.official-flyer-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px;margin:32px 0}.flyer-tile{background:#fff;padding:15px;min-width:0}.flyer-tile h3{color:#102842;font-size:19px;line-height:1.3;min-height:45px}.flyer-tile img{display:block;width:100%;height:auto}.flyer-tile .offer-button{font-size:12px}.apr-legal-section article{scroll-margin-top:100px}#red-tag-legal{scroll-margin-top:100px}@media(max-width:680px){.official-flyer-grid{grid-template-columns:1fr}.flyer-tile{padding:10px}.new-redtag{padding-top:24px}.redtag-date{font-size:11px}}

/* v12 map improvements */
#community-map{min-height:490px;position:relative;z-index:0}.leaflet-container{font-family:Arial,sans-serif}.pin-popup strong{font-size:14px;color:#102842}.pin-popup p{margin:7px 0!important;line-height:1.4!important;font-size:12px!important}.pin-popup small{font-size:11px;color:#58697b}.pin-popup a{color:#0657a8;font-weight:700}.leaflet-popup-content{max-width:240px;min-width:185px}.locator-wrap{isolation:isolate}@media(max-width:600px){#community-map{min-height:410px}}

/* Version 14 inventory section simplification */
.inventory-simple{max-width:860px}.inventory-copy p{max-width:760px}.inventory-cta-wrap{margin-top:42px;display:flex;flex-direction:column;align-items:flex-start;gap:14px}.inventory-btn{min-width:280px}.inventory-cta-wrap small{font-size:11px;color:#6e7a84}.
@media(max-width:520px){.inventory-cta-wrap{margin-top:34px}.inventory-btn{width:auto;max-width:100%}}

/* Isolated Leaflet map prevents page styling conflicts */
.locator-wrap .community-map-frame{display:block;width:100%;height:510px;border:1px solid #cbd7e1;background:#eaf0f2;min-height:0}
@media(max-width:650px){.locator-wrap .community-map-frame{height:440px}}

/* v17: merged home inventory link directly above community map */
.merged-inventory-action{display:flex;flex-direction:column;align-items:flex-start;gap:12px;margin:0 0 38px}.merged-inventory-action small{color:#607080;font-size:11px;line-height:1.5}.merged-inventory-heading{margin-bottom:20px}@media(max-width:520px){.merged-inventory-action{margin-bottom:28px}.merged-inventory-action .btn{width:100%;text-align:center}}

/* v18: closings showcase replacing realtor + meet the team */
.closings-showcase{background:#0f2d52;color:#fff;padding:84px 0 86px}.closings-showcase .container{max-width:1100px}.closings-showcase .eyebrow{color:#d7e4f0}.closings-showcase h2{font-family:'Barlow Condensed',Impact,sans-serif;font-size:clamp(54px,8vw,92px);line-height:.95;letter-spacing:-1px;color:#fff;margin:16px 0 18px}.closings-intro{font-size:clamp(18px,2.4vw,28px);color:#d7e2ed;max-width:780px;margin:0 0 36px}.closings-stats{background:linear-gradient(180deg,#1d63d5 0%,#2075ea 100%);display:grid;grid-template-columns:1fr;overflow:hidden;border:1px solid rgba(255,255,255,.16)}.closings-stat{padding:40px 42px;border-bottom:1px solid rgba(255,255,255,.2)}.closings-stat:last-child{border-bottom:0}.closings-stat strong{display:block;font-family:'Barlow Condensed',Impact,sans-serif;font-size:clamp(56px,8vw,82px);line-height:.9;color:#fff;margin-bottom:8px}.closings-stat span{display:block;font-size:clamp(16px,2vw,23px);letter-spacing:2px;color:#d8e8ff}.closings-gallery{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:28px}.closing-photo-card{min-height:320px;position:relative;background:linear-gradient(180deg,#8ca1b8 0%,#dae2eb 100%);overflow:hidden}.closing-photo-left{background:linear-gradient(180deg,rgba(10,24,40,.15),rgba(10,24,40,.45)),linear-gradient(135deg,#cfd9e6,#98a8bc)}.closing-photo-right{background:linear-gradient(180deg,rgba(10,24,40,.1),rgba(10,24,40,.5)),linear-gradient(135deg,#dbe8f3,#9ab0c5)}.closing-photo-overlay{position:absolute;inset:auto 0 0 0;padding:24px 24px 26px;background:linear-gradient(180deg,rgba(9,26,46,0) 0%,rgba(9,26,46,.72) 32%,rgba(9,26,46,.88) 100%)}.closing-photo-overlay small{display:block;color:#c7d7e7;letter-spacing:2px;font-weight:800;font-size:11px;margin-bottom:10px}.closing-photo-overlay h3{font-size:32px;line-height:1.1;color:#fff;margin:0 0 10px}.closing-photo-overlay p{font-size:15px;line-height:1.6;color:#dfe8f1;margin:0}.closing-contact-inline{display:flex;flex-wrap:wrap;gap:12px;margin-top:16px}.closing-contact-inline a{display:inline-block;padding:12px 16px;background:#fff;color:#143255;font-weight:800;text-decoration:none}.closing-contact-inline a:first-child{background:#cc2229;color:#fff}
@media(max-width:720px){.closings-showcase{padding:64px 0}.closings-showcase h2{font-size:clamp(42px,15vw,68px)}.closings-intro{font-size:19px}.closings-stat{padding:32px 26px}.closings-stat span{font-size:14px;letter-spacing:1.4px}.closings-gallery{grid-template-columns:1fr}.closing-photo-card{min-height:280px}.closing-photo-overlay h3{font-size:28px}}

/* Version 21 – replace closing stats section with compact Meet David */
.specialist-layout{display:grid;grid-template-columns:minmax(180px,330px) 1fr;align-items:center;gap:48px}.specialist-photo{width:100%;height:auto;aspect-ratio:4/5;object-fit:cover;object-position:top center}.specialist-copy h2{font-size:clamp(32px,4.2vw,58px);letter-spacing:-1.5px}.specialist-copy h2 span{color:var(--red)}.specialist-copy p{max-width:560px}.specialist-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}@media(max-width:690px){.specialist-layout{grid-template-columns:1fr;gap:28px}.specialist-photo{max-width:280px}.specialist-copy h2{font-size:38px}}

/* Version 23: Realtor partners section matching reference layout */
.realtor-reference{background:#fff;color:#12263b;padding:90px 0 82px}.realtor-ref-inner{max-width:1130px}.realtor-label{color:#23456d!important;margin-bottom:24px}.realtor-reference h2{font-family:'Barlow Condensed',Impact,'Arial Narrow',sans-serif;font-size:clamp(44px,6vw,78px);font-weight:900;line-height:.99;letter-spacing:.1px;margin:0 0 62px;max-width:1050px}.realtor-description{font-size:clamp(17px,2vw,22px)!important;line-height:1.7!important;color:#5c6876!important;max-width:920px!important;margin:0 0 24px}.realtor-buttons{display:flex;flex-wrap:wrap;gap:12px;margin:10px 0 25px}.realtor-primary{background:#0d4c94;color:white;min-width:220px}.realtor-secondary{background:white;color:#163755;border:1px solid #aebcc9}.realtor-terms-link{display:inline-block;font-weight:800;color:#183957;border-bottom:1px solid #183957;padding-bottom:4px;font-size:16px}.realtor-small{font-size:13px!important;color:#667583!important;line-height:1.65!important;margin:12px 0 0}@media(max-width:600px){.realtor-reference{padding:65px 0}.realtor-reference h2{font-size:clamp(39px,11vw,59px);margin-bottom:38px}.realtor-buttons .btn{width:100%}}

/* v31: direct Spanish SMS contact link */
.spanish-contact{background:#f8fafc;border-bottom:1px solid #e1e6ea;padding:21px 0}.spanish-contact-inner{display:flex;align-items:flex-start;flex-direction:column;gap:7px}.spanish-contact-inner strong{font-size:18px;color:#13283b}.spanish-contact-inner a{color:#07569b;text-decoration:underline;text-underline-offset:4px;font-weight:800;font-size:17px;line-height:1.5}.spanish-contact-inner a:focus-visible{outline:3px solid #07569b;outline-offset:4px}